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At the time of writing there were in excess of 60,000 mortgage products on offer in the UK mortgage market. Using the latest technology, Park Row Independent Financial Advisers are able to source and find the mortgage products to suit your individual circumstances. Park Row is one of the largest mortgage broker companies in the UK and having no ties to any lender, are able to search the whole market.
There are two main ways to repay your mortgage:
With an Interest Only mortgage you would only repay interest to the lender. The capital borrowed would be payable as a lump sum at the end of the mortgage term; for example from savings and investments.
Repayment mortgages are where your monthly payments will pay the interest due and also some of the outstanding balance. This method is guaranteed to repay your loan at the end of the term, provided monthly payments have been maintained.
Mortgage Schemes available include: fixed, discounted, capped, variable, cashback, tracker and offset.
Commercial Mortgages
Whether you want to buy an established business with a building attached; or you run an established business and you want to buy a property you are currently renting; or have seen a property that would suit your company, there are a range of commercial mortgages available.
Investing in Property
There are two versions:
Buy to Let – where you buy a property in order to receive rental income.
Let to Buy – where you let your existing property in order to purchase another property which would then become your main residence.
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With so many products to choose from, shopping for a suitable mortgage can be quite daunting. The market is quite competitive with lenders offering various incentives and charging a variety of fees. Help is available to find the right mortgage for you, keeping the whole process as stress free as possible.
The aim of Park Row Associates is to help guide you through the mortgage process in a clear, reliable and objective manner. Whether you are a first time buyer, moving house, remortgaging, interested in commercial mortgages or investing in property; for professional, independent mortgage advice, please feel free to click on the link and complete the enquiry form.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Park Row Independent Financial Advisers may be paid using fees or commissions or a combination of both. Should you choose to pay a fee for mortgage advice, we estimate that this would be £400.
Please click here to make an enquiry
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