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Why not review your existing arrangements? Many people already have mortgages, savings, pensions and protection plans in place. How many have checked to see if they are still receiving value for money?
Park Row Independent Financial Advisers are able to search the whole market place for the financial products which provide the best value for money.
Protection/Life Cover
The cost of life cover has reduced dramatically in recent years. It may be possible to save money on your life assurance premiums, maintaining the same level of protection; or enhance your benefits for the same premium.
Also, were you a smoker when you took out your existing policy? Smokers can pay considerably higher premiums for life assurance and critical illness cover.
How much are you paying for your cover? How do you know you’re not paying too much? It’s a fact that most of us don’t shop around when it comes to arranging life assurance and as a result many people are paying ‘over the odds’ for the cover they need.
Perhaps it is time to take a look at your existing cover to assess if it still matches your personal circumstances. You should not stop paying premiums for your existing arrangements until the new cover is in force.
Remortgage
It may be possible to reduce your mortgage payments. Obviously you don’t want to pay more for your mortgage than you have to! At the time of writing there were in excess of 60,000 mortgage products on offer in the UK mortgage market, many lenders offer favourable rates/packages. Park Row Associates are one of the largest mortgage brokers in the UK and have access to the whole market. Help is available to guide you through the mortgage maze and find a mortgage to suit you.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Park Row Independent Financial Advisers may be paid using fees or commissions or a combination of both. Should you choose to pay a fee for mortgage advice, we estimate that this would be £400.
Please click here to make an enquiry
Commercial and Investment Remortgage
If you have a commercial mortgage or loan, or investment property it may be possible to refinance in order to reduce your payments. Why not review your situation and see if you can get a better deal.
Your home may be repossessed if you do not keep up repayments on your mortgage or other debt secured on it.
The FSA does not regulate some forms of mortgage.
Please click here to make an enquiry
Pensions, Savings and Investments
Are your savings and investments providing the level of growth you would like?
Are you happy with the performance of your pension plans?
Do your investments match your own feelings about risk and return?
Are you saving in the most tax efficient manner?
Perhaps it is time for an impartial review of your investments to help you plan for the future.
General Insurance
Can Park Row Associates help to save you money on your current building and contents, motor or travel insurance? (to name a few)
Please feel free to use the contact details to arrange a quotation for any general insurance product. I’m happy to help.
We would welcome the opportunity to carry out research on your behalf to ensure your existing arrangements are providing you with value for money.
Please click here to make an enquiry
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