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Why not review your existing arrangements? Many people already have mortgages, savings, pensions and protection plans in place. How many have checked to see if they are still receiving value for money?
Eden Personal Financial Planning Advisers are able to search the whole market place for the financial products which provide the best value for money.
Protection/Life Cover
The cost of life cover has reduced dramatically in recent years. It may be possible to save money on your life assurance premiums, maintaining the same level of protection; or enhance your benefits for the same premium. Also, were you a smoker when you took out your existing policy? Smokers can pay considerably higher premiums for life assurance and critical illness cover.
How much are you paying for your cover? How do you know you’re not paying too much? It’s a fact that most of us don’t shop around when it comes to arranging life assurance and as a result many people are paying ‘over the odds’ for the cover they need.
Perhaps it is time to take a look at your existing cover to assess if it still matches your personal circumstances. *You should not stop paying premiums for your existing arrangements until any new cover is in force.
We would welcome the opportunity to carry out research on your behalf to ensure your existing arrangements are providing you with value for money.
*Remortgage
Are you looking at the possibility of changing your mortgage? Obviously you don’t want to pay more for your mortgage than you have to! As an Eden Independent Financial Adviser I have access to the whole market. Help is available to guide you through the mortgage maze and find a mortgage to suit you.
*Your home may be repossessed if you do not keep up repayments on your mortgage.
Eden Personal Financial Planning may be paid using fees or commissions or a combination of both. There may be a fee for mortgage advice, the precise amount will depend on your circumstances but we estimate that this would be £500.
Please click here to make an enquiry
*Commercial and Investment Remortgage
If you have a commercial mortgage or loan, or investment property it may be possible to refinance in order to reduce your payments. Why not review your situation and see if you can get a better deal.
*Your home may be repossessed if you do not keep up repayments on your mortgage or other debt secured on it
*The FSA does not regulate some forms of mortgage
Please click here to make an enquiry
Pensions, Savings and Investments
Are your savings and investments providing the level of growth you would like?
Are you happy with the performance of your pension plans?
Do your investments match your own feelings about risk and return?
Are you saving in the most tax efficient manner?
Perhaps it is time for an impartial review of your investments to help you plan for the future.
General Insurance
Can we help to save you money on your current building and contents, motor or travel insurance? (to name a few) Please feel free to use the contact details to arrange an independent quotation for any general insurance product. I’m happy to help.
Please click here to make an enquiry
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